Centraal Beheer gives an insurance daily value. We show what the market actually asks right now.
Centraal Beheer uses daily value to calculate your car insurance and to determine payouts in the event of a total loss. That value comes from a depreciation formula and is meant as an insurance reference, not as a guideline for a sale.
We answer the question you're probably asking when looking this up: what can I get for my car on the open market? That's the current market price, based on what comparable cars are advertised for today.
Centraal Beheer dagwaarde vs. Keuro
| Centraal Beheer dagwaarde | Keuro | |
|---|---|---|
| Method | Verzekeringsdagwaarde (afschrijving) | Current listings |
| Data | RDW-data + ANWB-formule | Live market prices |
| Updates | Periodiek | Daily |
| Price | Gratis | Free |
| Email required | No | No |
| Represents | Verzekeringswaarde | What the market asks right now |
Why a formula falls short
A depreciation formula works with list price, age and mileage. What it does not include: current supply and demand. And that fluctuates considerably.
- ▸ Diesels. After the nitrogen crisis, demand for diesels dropped sharply. The formula did not keep up. Buyers paid less; the price list said otherwise.
- ▸ Electric cars. High demand and limited supply push popular EV prices above the formula. Subsidies and lease rules amplify that effect.
- ▸ Popular models. A Volkswagen Golf or Toyota Yaris retains its value better than the average formula suggests, purely due to consistent demand.
Only when both add up can you say something meaningful about the value: the price and the mileage both need to be in line with what the market asks right now.
Want to find out the market value of your own car right now?
Enter your plate →See an example
See the current market value of a Volkswagen Golf, a Toyota Yaris, an Opel Corsa or a Fiat 500.
Frequently asked questions
Centraal Beheer uses the daily value to calculate your car insurance and to determine payouts if your car is written off. It's an insurance value, not a selling price.
You can, but the value says little about what you'll actually get for it. Popular models sometimes fetch more on the market than the insurance daily value suggests.
Search by make, model and year on Keuro and you immediately see what comparable cars are advertised for today on AutoScout24 and Marktplaats. No policy needed.