Finnik uses car value as an entry point for financing. We show the market price, no strings attached.
Finnik is an auto financing and private leasing platform. The car value they show is a first step in their process: you enter your car details, provide your email address and receive an indicative value. That value is the starting point for a financing proposal, not an independent market price.
We offer no financing or leasing. The value you see is based on active listings on AutoScout24 and Marktplaats: what buyers are actually paying for the same car right now. No email address, no follow-up.
Finnik vs. Keuro
| Finnik | Keuro | |
|---|---|---|
| Method | Financieringsindicatie | Current listings |
| Data | Intern model + emailadres | Live market prices |
| Updates | Onbekend | Daily |
| Price | Gratis (emailadres vereist) | Free |
| Email required | Yes | No |
| Represents | Indicatie financieringswaarde | What the market asks right now |
Why a formula falls short
A depreciation formula works with list price, age and mileage. What it does not include: current supply and demand. And that fluctuates considerably.
- ▸ Diesels. After the nitrogen crisis, demand for diesels dropped sharply. The formula did not keep up. Buyers paid less; the price list said otherwise.
- ▸ Electric cars. High demand and limited supply push popular EV prices above the formula. Subsidies and lease rules amplify that effect.
- ▸ Popular models. A Volkswagen Golf or Toyota Yaris retains its value better than the average formula suggests, purely due to consistent demand.
Only when both add up can you say something meaningful about the value: the price and the mileage both need to be in line with what the market asks right now.
Want to find out the market value of your own car right now?
Enter your plate →See an example
See the current market value of a Volkswagen Golf, a Toyota Yaris, an Opel Corsa or a Fiat 500.
Frequently asked questions
Finnik is a Dutch provider of car financing and private leasing. Through their platform you can apply for financing for a used car. The car value tool gives you an indicative value as a starting point for the financing.
Finnik earns from financing applications. The car value is an entry point to collect your details and make you a financing proposal. The value itself is an estimate, not an accurate market price.
We show the current market price based on real listings, with no email address and no financing offer. Search by make, model and year and see directly what comparable cars are listed for.